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Estimate monthly mortgage payments with principal, interest, taxes, insurance, PMI, HOA, and total loan cost.
Total monthly payment
$2,525.51
Loan amount
$320,000.00
Principal and interest
$2,075.51
Taxes and insurance
$450.00
Total interest
$427,185.01
Add the home price, down payment, interest rate, and mortgage term.
Include taxes, insurance, PMI, and HOA fees if they apply.
Compare principal, interest, escrow-style costs, and total interest over the loan term.
Use this mortgage calculator to estimate a monthly house payment before buying or refinancing. It combines the loan payment with common ownership costs such as property tax, home insurance, PMI, and HOA fees so you can see a more realistic monthly number.
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